morell wrote:Whoever thought of the insurance business model and managed to convince people of the time that it made sense, must have been some kind of magician - "hey, give me money all the time, and I might give you some back in an emergency, if I decide to, provided you have given me more money over the course of our agreement than what I might be giving you back". It's a complete rort and I personally avoid any insurance unless I am forced to by the government.
My personal misgivings notwithstanding, I think protecting blokes income if they choose to play football will be the new competitive paradigm for Clubs moving forward. It might not be who is closer, or who is more chance of a flag, it will be, who has the better coverage on their insurance plan - much like it is for employers in the US.
Whatever drugs you're on today Morell, get off 'em, they're bad. Mmmmkay?
Please don't be the first one with your hand out for support in the event that your house burns down then.
Or god forbid the poor person who who run over in your car, or the building you crash into, because you refuse to insure your car.
The cost to replace a stobie pole is $30k plus - that's a big bill for you to pay because you think insurance is a rort.
On the other hand, I do think health insurance is a rort. I've had 3 sinus ops, all in private hospitals which i've paid for out of pocket and the total cost is still less than what I would've paid for private health over the last 9 years.