Jimmy_041 wrote:Its good that people are talking about their issues
It's the aggressive war on gender that pi$$es me off
Agree, best to say that I’m not on the same page as my daughters on this one.
by dedja » Tue Jan 16, 2024 1:11 pm
Jimmy_041 wrote:Its good that people are talking about their issues
It's the aggressive war on gender that pi$$es me off
by wenchbarwer » Tue Jan 16, 2024 1:20 pm
dedja wrote:Booney wrote:dedja wrote:That’s an interesting point.
Certainly the old days where we were all told to shut up and suck it up didn’t help, but have we gone too far the other way?
Don’t know, but the world seems much more complicated than it used to be.
IMO opinion no, we haven't, the severity of the root causes has though I think.
Be open and honest and talk to people when you're struggling, if the cafe is out of almond milk just get on with it.
Absolutely it is. Imagine being 23, trying to save for a house, find a life partner, navigating the social landscape? No thanks.
Tell me about it, I’ve got 3 daughters in their 20s.
by Brodlach » Tue Jan 16, 2024 1:26 pm
Booney wrote:dedja wrote:That’s an interesting point.
Certainly the old days where we were all told to shut up and suck it up didn’t help, but have we gone too far the other way?
Don’t know, but the world seems much more complicated than it used to be.
IMO opinion no, we haven't, the severity of the root causes has though I think.
Be open and honest and talk to people when you're struggling, if the cafe is out of almond milk just get on with it.
Absolutely it is. Imagine being 23, trying to save for a house, find a life partner, navigating the social landscape? No thanks.
Brodlach wrote:Rory Laird might end up the best IMO, he is an absolute jet. He has been in great form at the Bloods
by Booney » Tue Jan 16, 2024 1:53 pm
Brodlach wrote:Booney wrote:dedja wrote:That’s an interesting point.
Certainly the old days where we were all told to shut up and suck it up didn’t help, but have we gone too far the other way?
Don’t know, but the world seems much more complicated than it used to be.
IMO opinion no, we haven't, the severity of the root causes has though I think.
Be open and honest and talk to people when you're struggling, if the cafe is out of almond milk just get on with it.
Absolutely it is. Imagine being 23, trying to save for a house, find a life partner, navigating the social landscape? No thanks.
Didn’t we all have to do that though?
I know I think differently about this than most others.
by Brodlach » Tue Jan 16, 2024 2:02 pm
Brodlach wrote:Rory Laird might end up the best IMO, he is an absolute jet. He has been in great form at the Bloods
by amber_fluid » Tue Jan 16, 2024 2:10 pm
Brodlach wrote:I don’t think they are too dissimilar.
Kids could save $5k a year just by doing what we kid as kids. Take your lunch to work and don’t spend $150 a month on an iPhone 15 pro max when an iPhone 8 will do.
by wenchbarwer » Tue Jan 16, 2024 2:10 pm
Brodlach wrote:I don’t think they are too dissimilar.
Kids could save $5k a year just by doing what we kid as kids. Take your lunch to work and don’t spend $150 a month on an iPhone 15 pro max when an iPhone 8 will do.
by Brodlach » Tue Jan 16, 2024 2:17 pm
wenchbarwer wrote:Brodlach wrote:I don’t think they are too dissimilar.
Kids could save $5k a year just by doing what we kid as kids. Take your lunch to work and don’t spend $150 a month on an iPhone 15 pro max when an iPhone 8 will do.
5K when we were kids and 5K now are two completely different things
Brodlach wrote:Rory Laird might end up the best IMO, he is an absolute jet. He has been in great form at the Bloods
by wenchbarwer » Tue Jan 16, 2024 2:29 pm
amber_fluid wrote:Brodlach wrote:I don’t think they are too dissimilar.
Kids could save $5k a year just by doing what we kid as kids. Take your lunch to work and don’t spend $150 a month on an iPhone 15 pro max when an iPhone 8 will do.
I’m with you.
Daily coffees, brand name clothes, yearly holidays(most overseas), every concert that comes, every sporting event, etc etc
Stop all that or at least limit it and you’ll have a deposit on a house.
by Brodlach » Tue Jan 16, 2024 2:29 pm
amber_fluid wrote:Brodlach wrote:I don’t think they are too dissimilar.
Kids could save $5k a year just by doing what we kid as kids. Take your lunch to work and don’t spend $150 a month on an iPhone 15 pro max when an iPhone 8 will do.
I’m with you.
Daily coffees, brand name clothes, yearly holidays(most overseas), every concert that comes, every sporting event, etc etc
Stop all that or at least limit it and you’ll have a deposit on a house.
Brodlach wrote:Rory Laird might end up the best IMO, he is an absolute jet. He has been in great form at the Bloods
by Brodlach » Tue Jan 16, 2024 2:30 pm
wenchbarwer wrote:amber_fluid wrote:Brodlach wrote:I don’t think they are too dissimilar.
Kids could save $5k a year just by doing what we kid as kids. Take your lunch to work and don’t spend $150 a month on an iPhone 15 pro max when an iPhone 8 will do.
I’m with you.
Daily coffees, brand name clothes, yearly holidays(most overseas), every concert that comes, every sporting event, etc etc
Stop all that or at least limit it and you’ll have a deposit on a house.
Median house prices at $700K - https://www.abc.net.au/news/2023-07-29/ ... /102664602
$10K per year savings, 10% deposit, that's 7 years. 20% deposit is 14 years. And they'll have no way to service a loan that big either. It ain't easy
Brodlach wrote:Rory Laird might end up the best IMO, he is an absolute jet. He has been in great form at the Bloods
by wenchbarwer » Tue Jan 16, 2024 2:35 pm
Brodlach wrote:Why start with a house, plenty of units available around $350k
Don’t need the biggest and best to start with, just get their foot in the door.
by wenchbarwer » Tue Jan 16, 2024 2:40 pm
by The Bedge » Tue Jan 16, 2024 2:46 pm
Booney wrote:dedja wrote:Genuine question.
Is depression, mental illness, etc far more prevalent these days or is it just more out in the open and acknowledged rather than swept under the carpet?
Certainly the latter and only for the better IMO.
However, only recently have I discussed the resilience the "younger" people today seem to possess, not saying there's a link between clinical depression / mental illness and intestinal fortitude but the line is sometimes blurred by those who are finding their way in the modern world. I don't envy the millenials one bit.
Dolphin Treasure wrote:Your an attention seeking embarsement..
by Brodlach » Tue Jan 16, 2024 2:50 pm
Brodlach wrote:Rory Laird might end up the best IMO, he is an absolute jet. He has been in great form at the Bloods
by Brodlach » Tue Jan 16, 2024 2:57 pm
wenchbarwer wrote:I just did a quick and dirty loan serviceability calculator at ING
On $45K per year, a single person could borrow $143,000. Two kids on $45K each, with $1800 per month expenses, can borrow $336,000. You're not getting anything for that...
Brodlach wrote:Rory Laird might end up the best IMO, he is an absolute jet. He has been in great form at the Bloods
by woodublieve12 » Tue Jan 16, 2024 3:05 pm
Brodlach wrote:wenchbarwer wrote:I just did a quick and dirty loan serviceability calculator at ING
On $45K per year, a single person could borrow $143,000. Two kids on $45K each, with $1800 per month expenses, can borrow $336,000. You're not getting anything for that...
You be thinking/hoping kids who have saved for a number of years (min 5) for a decent deposit would be on more than $45k a year
by Brodlach » Tue Jan 16, 2024 3:24 pm
woodublieve12 wrote:Brodlach wrote:wenchbarwer wrote:I just did a quick and dirty loan serviceability calculator at ING
On $45K per year, a single person could borrow $143,000. Two kids on $45K each, with $1800 per month expenses, can borrow $336,000. You're not getting anything for that...
You be thinking/hoping kids who have saved for a number of years (min 5) for a decent deposit would be on more than $45k a year
Are they paying rent or board, bills at this time???
Brodlach wrote:Rory Laird might end up the best IMO, he is an absolute jet. He has been in great form at the Bloods
by Booney » Tue Jan 16, 2024 3:31 pm
wenchbarwer wrote:I just did a quick and dirty loan serviceability calculator at ING
On $45K per year, a single person could borrow $143,000. Two kids on $45K each, with $1800 per month expenses, can borrow $336,000. You're not getting anything for that...
by Trader » Tue Jan 16, 2024 3:38 pm
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