I need to know....

Anything!

Re: I need to know....

Postby Lightning McQueen » Wed Feb 19, 2020 12:25 pm

amber_fluid wrote:Why does it still take 3 days for a bank cheque to clear?
Haven’t received a cheque in years but got one yesterday.
BankSA told me it takes 3 days still to clear.
FMD how old school is that.

I was going to post the same thing last week, it's absurd hey?

FWIW, it clears first thing on day 3.
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Re: I need to know....

Postby The Bedge » Wed Feb 19, 2020 12:36 pm

Speaking of cheques.. I got a random bank cheque before Christmas for $50 for an over payment on a home loan I had with my ex like 10yrs ago. :shock:

Was made out to both of us as it was a joint loan at the time.. do we both need to be present at the bank to redeem? :?
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Re: I need to know....

Postby Lightning McQueen » Wed Feb 19, 2020 12:40 pm

The Bedge wrote:Speaking of cheques.. I got a random bank cheque before Christmas for $50 for an over payment on a home loan I had with my ex like 10yrs ago. :shock:

Was made out to both of us as it was a joint loan at the time.. do we both need to be present at the bank to redeem? :?


Can you still cash them in at random places?

I remember the publican used to take them for me and give me cash.

Take her with you, you can get your half..................................$15.
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Re: I need to know....

Postby The Bedge » Wed Feb 19, 2020 12:42 pm

Lightning McQueen wrote:Take her with you, you can get your half..................................$15.

More than I got when we first split. :lol:
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Re: I need to know....

Postby amber_fluid » Wed Feb 19, 2020 12:42 pm

Lightning McQueen wrote:
The Bedge wrote:Speaking of cheques.. I got a random bank cheque before Christmas for $50 for an over payment on a home loan I had with my ex like 10yrs ago. :shock:

Was made out to both of us as it was a joint loan at the time.. do we both need to be present at the bank to redeem? :?


Can you still cash them in at random places?

I remember the publican used to take them for me and give me cash.

Take her with you, you can get your half..................................$15.


Post it to the ex and tell her you still love her............
There are no stupid questions, just stupid people.
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Re: I need to know....

Postby Lightning McQueen » Wed Feb 19, 2020 12:46 pm

amber_fluid wrote:
Lightning McQueen wrote:
The Bedge wrote:Speaking of cheques.. I got a random bank cheque before Christmas for $50 for an over payment on a home loan I had with my ex like 10yrs ago. :shock:

Was made out to both of us as it was a joint loan at the time.. do we both need to be present at the bank to redeem? :?


Can you still cash them in at random places?

I remember the publican used to take them for me and give me cash.

Take her with you, you can get your half..................................$15.


Post it to the ex and tell her you still love her............


With a photo of said cheque covering your tackle while you're laying there in your Jack Thompson pose.
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Re: I need to know....

Postby Dutchy » Wed Feb 19, 2020 1:10 pm

amber_fluid wrote:Why does it still take 3 days for a bank cheque to clear?
Haven’t received a cheque in years but got one yesterday.
BankSA told me it takes 3 days still to clear.
FMD how old school is that.


Cause the cheque still needs to be honoured by the other bank.

Simple answer is to get whoever owes you $ to pay direct to your bank account, not by cheque.
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Re: I need to know....

Postby amber_fluid » Wed Feb 19, 2020 1:19 pm

Dutchy wrote:
amber_fluid wrote:Why does it still take 3 days for a bank cheque to clear?
Haven’t received a cheque in years but got one yesterday.
BankSA told me it takes 3 days still to clear.
FMD how old school is that.


Cause the cheque still needs to be honoured by the other bank.

Simple answer is to get whoever owes you $ to pay direct to your bank account, not by cheque.


90 year olds don’t like direct debit for some reason.
Surely the banks can process it faster if they needed or wanted too?
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Re: I need to know....

Postby Lightning McQueen » Wed Feb 19, 2020 1:32 pm

amber_fluid wrote:
Dutchy wrote:
amber_fluid wrote:Why does it still take 3 days for a bank cheque to clear?
Haven’t received a cheque in years but got one yesterday.
BankSA told me it takes 3 days still to clear.
FMD how old school is that.


Cause the cheque still needs to be honoured by the other bank.

Simple answer is to get whoever owes you $ to pay direct to your bank account, not by cheque.


90 year olds don’t like direct debit for some reason.
Surely the banks can process it faster if they needed or wanted too?


Good ole nan with her $5 cheque.
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Re: I need to know....

Postby Dutchy » Wed Feb 19, 2020 1:47 pm

amber_fluid wrote:
Dutchy wrote:
amber_fluid wrote:Why does it still take 3 days for a bank cheque to clear?
Haven’t received a cheque in years but got one yesterday.
BankSA told me it takes 3 days still to clear.
FMD how old school is that.


Cause the cheque still needs to be honoured by the other bank.

Simple answer is to get whoever owes you $ to pay direct to your bank account, not by cheque.


90 year olds don’t like direct debit for some reason.
Surely the banks can process it faster if they needed or wanted too?


Well it used to be 5 days, its really only 2 days, deposit Monday you can access it 1st thing Wednesday.

No use putting in new processes for something that will stop very shortly.
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Re: I need to know....

Postby Lightning McQueen » Wed Feb 19, 2020 1:59 pm

Dutchy wrote:
Well it used to be 5 days, its really only 2 days, deposit Monday you can access it 1st thing Wednesday.

No use putting in new processes for something that will stop very shortly.

When the last of that generation passes?
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Re: I need to know....

Postby Dutchy » Wed Feb 19, 2020 3:09 pm

Lightning McQueen wrote:
Dutchy wrote:
Well it used to be 5 days, its really only 2 days, deposit Monday you can access it 1st thing Wednesday.

No use putting in new processes for something that will stop very shortly.

When the last of that generation passes?


Was supposed to cease last year but they changed their mind.
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Re: I need to know....

Postby Lightning McQueen » Thu Feb 20, 2020 11:20 am

If you're renting a property and the owners want to sell but you have 10 months left on your lease, what are your options and where do you stand?
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Re: I need to know....

Postby Dutchy » Thu Feb 20, 2020 11:27 am

Lightning McQueen wrote:If you're renting a property and the owners want to sell but you have 10 months left on your lease, what are your options and where do you stand?


Good question, however I presume that would have to sell it based on their being a lease in place, therefore whoever buys it has to honour the lease term. Which in turn makes the property less marketable as it rules out owner occupiers.
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Re: I need to know....

Postby Booney » Thu Feb 20, 2020 11:31 am

Dutchy wrote:
Lightning McQueen wrote:If you're renting a property and the owners want to sell but you have 10 months left on your lease, what are your options and where do you stand?


Good question, however I presume that would have to sell it based on their being a lease in place, therefore whoever buys it has to honour the lease term. Which in turn makes the property less marketable as it rules out owner occupiers.


I reckon there's a law about "vacant possession".

Ie - If the contract sale of the house is based on "vacant possession" the new owner can expect to have the home empty.

I think there's also a 30 day period where a landlord can ask you to vacate the property even with a lease in place.
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Re: I need to know....

Postby Booney » Thu Feb 20, 2020 11:34 am

South Australia

Landlords must provide tenants 14 days’ notice before they advertise the property for sale, and “reasonable notice” before each inspection. They must also specify a time between 8am and 8pm, on any day other than a Sunday or public holiday, and cannot conduct more than two viewings every seven days, unless the tenant gives them permission to do so.

Neither the new or old landlord can evict the tenant if a fixed agreement is in place, unless the tenant violates the terms of the lease, or the two parties reach an agreement by mutual consent.

If the agreement is periodic, landlords can evict tenants on 60 days’ written notice if a contract of sale has been signed; on 90 days’ notice, if a contract hasn’t been signed.
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Re: I need to know....

Postby Lightning McQueen » Thu Feb 20, 2020 12:11 pm

Thanks guys, just got a call, got a meeting with the agent tomorrow, will try to use the situation to our advantage as my tomato's and zucchini's are booming.

The wife is peaking already but I don't really care as I hate the house.
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Re: I need to know....

Postby Booney » Thu Feb 20, 2020 12:18 pm

By the look of it, if you've got a 12 month lease in place the owner can't, nor can the new owner, kick you out unless you agree to it.

I'd be thinking 3 months rent as compensation might be in order. ;)
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Re: I need to know....

Postby Lightning McQueen » Thu Feb 20, 2020 12:23 pm

Booney wrote:By the look of it, if you've got a 12 month lease in place the owner can't, nor can the new owner, kick you out unless you agree to it.

I'd be thinking 3 months rent as compensation might be in order. ;)

Yeah, we're booked in until December, at a guess an investor would buy it, it's a nice looking joint but poorly designed, it's an absolute sauna given where the aircon is located and the direction of the house vs the afternoon sun.

A lot of young families live around the neighbourhood.
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Re: I need to know....

Postby Dutchy » Mon Feb 24, 2020 8:48 pm

Whats the best things to do in Clare? whufc?

Heading up for the day this Friday, probably looking for a good spot to have lunch and check out some wineries/brewery.

Was going to stay the night, but now going to head to Pt Hughes for the free bed up there.
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