Jase wrote:bulldogproud wrote:Jase,
Correct, and well done on that. However, sadly, not everyone has the ability or sense to plan like that. We have to remember that some people in society have very little financial literacy or knowledge of how things work. Some have enough trouble just affording their groceries (or, in perhaps as many cases, suffer from mental health issues and/or squander money through addictions to cigarettes, alcohol, gambling etc.). In an ideal world, it would be wonderful if people could budget and put aside a few dollars a week to cope with future bills. This is what we try to get them to do, by providing budgeting counselling and also sometimes limiting our assistance to them until they have taken steps to improve their management of money. However, many don't think about future bills until they actually arrive.
Cheers
Sorry, I certainly didn't mean to come across as know it all or anything like that... we used to struggle to pay the bills (sometimes it still is a close run thing) when Mrs Jase wasn't working due to the boys (her choice).
We just thought we would give a go with paying a portion each pay... and it as generally worked well for us...
Again apologies if any offence as taken.
No offence taken at all. You are correct in everything you say as well. I wish all people operated the same way. It is just an unfortunate aspect of this world that some people struggle when it comes to managing their finances, not just because of a shortage of funds, but also because of a lack of understanding of how to actually physically manage their funds. I wish there was more effort placed in helping people understand how to get the most out of their money, and how to manage hard times.
Cheers