I need to know....

[the big bang]

Whatever happened to Fisho? Where has she gone?

she's around still. i think since taking on an official role at the footy club, she's decided to quieten down a bit on here.

[Hefty]

I have a $3500 credit card debt with Adelaide Bank which I am struggling to pay off and the interest they are charging me is criminal.

My home loan is with Commonwealth Bank. Can I approach comm bank to borrow an extra $3500 onto my home loan to pay off said credit card debt with Adelaide Bank?

Has anyone else done something similar?? Good idea??

[HH3]

Dunno if you could do that without taking out a loan to pay of the rest of your house, as well as the credit card, then start paying the new loan.

Probably easier just to get a credit card at a lower interest rate and pay off the $3500 with that.

[dedja]

I have a $3500 credit card debt with Adelaide Bank which I am struggling to pay off and the interest they are charging me is criminal.

My home loan is with Commonwealth Bank. Can I approach comm bank to borrow an extra $3500 onto my home loan to pay off said credit card debt with Adelaide Bank?

Has anyone else done something similar?? Good idea??

Absolutely ... possibly a line of credit type loan alongside your mortgage may suit best.

This would definitely be worthwhile as long as you pay it off in a reasonable time.

Adding $3,500 to a mortgage may not seem much but if you take 25 years to pay it off the interest payments will be astronomical, even at the lower mortgage rate.

Talk to your bank and they will be able to provide suitable options.

[Hefty]

I have a $3500 credit card debt with Adelaide Bank which I am struggling to pay off and the interest they are charging me is criminal.

My home loan is with Commonwealth Bank. Can I approach comm bank to borrow an extra $3500 onto my home loan to pay off said credit card debt with Adelaide Bank?

Has anyone else done something similar?? Good idea??

Absolutely ... possibly a line of credit type loan alongside your mortgage may suit best.

This would definitely be worthwhile as long as you pay it off in a reasonable time.

Adding $3,500 to a mortgage may not seem much but if you take 25 years to pay it off the interest payments will be astronomical, even at the lower mortgage rate.

Talk to your bank and they will be able to provide suitable options.

Cheers for the advice Dedja. Thought it could be done so will touch base with Commonwealth.

[Squids]

Go and see a financial counsellor.

[Alaska]

I have a $3500 credit card debt with Adelaide Bank which I am struggling to pay off and the interest they are charging me is criminal.

My home loan is with Commonwealth Bank. Can I approach comm bank to borrow an extra $3500 onto my home loan to pay off said credit card debt with Adelaide Bank?

Has anyone else done something similar?? Good idea??

Absolutely ... possibly a line of credit type loan alongside your mortgage may suit best.

This would definitely be worthwhile as long as you pay it off in a reasonable time.

Adding $3,500 to a mortgage may not seem much but if you take 25 years to pay it off the interest payments will be astronomical, even at the lower mortgage rate.

Talk to your bank and they will be able to provide suitable options.

Cheers for the advice Dedja. Thought it could be done so will touch base with Commonwealth.

They don’t like that, but if you mix it with a new car or home upgrade, renovations, etc. it can work. They will need to revalue the house and provide the line of credit but the reason will need to be asset related not debt related.

[Sky Pilot]

I'd cut the credit card in half before I did anything.

[Footy Chick]

Ive just cut mine in half - great feeling!

[Hefty]

I'd cut the credit card in half before I did anything.

That's the plan. Don't use my c card anymore as now have debit card but just bought a house and maxed out c card and am stuck with this debt.

[Sky Pilot]

I'd cut the credit card in half before I did anything.

That's the plan. Don't use my c card anymore as now have debit card but just bought a house and maxed out c card and am stuck with this debt.

Yeah we'll just stick to it and literally pull your head in when it comes to spending money on luxury stuff like booze, restaurants, take away food, entertainment, travel blah blah. And you will pay it off in a year piece of p!ss. $70 a week or $10 a day = $3650.

[Johno6]

Will they ever bring back that horse racing game at the casino.

[Mr Beefy]

Will they ever bring back that horse racing game at the casino.

Yeah that was good fun

[mighty_tiger_79]

that magnet horse game has been gone for years!

[Johno6]

I know. I have missed it for that long

[mighty_tiger_79]

I might be goin into the cas next weekend - hit the roulette table

[Johno6]

I'm going tonight after my engagement party.

Prob hit up black jack

[mighty_tiger_79]

bloody hell australia post!!!! they lost my invite!

[Squids]

the only thing that makes ellen degeneres famous is that she is a rug muncher? she hasn't actually done anything note worthy?

[dedja]

What are Fremantle Dockers' colours? ... because there doesn't appear to be any rhyme or reason to their guernseys